किसानों को इस साल भी बिना ब्याज के मिल सकेगा 3 लाख रुपए तक का ऋण

Free Loan Yojana 2024 : किसानों को इस साल भी बिना ब्याज के मिल सकेगा 3 लाख रुपए तक का ऋण

Arrow Image Credit : Unsplash

केंद्र सरकार की तरफ से किसानों को सहारा पहुंचने के लिए वर्ष 2024 में भी ब्याज मुक्त ऋण योजना को आगे बढ़ाया गया है |

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इस योजना के तहत किसानों को सहकारी बैंकों के माध्यम से शून्य प्रतिशत ब्याज के दर पर लोन दिया जाएगा |

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राज्य सरकार की तरफ से खरीद 2023 सीजन की ड्यू डेट को 28 मार्च 2024 और रबी सीजन 2023-24 की ड्यू डेट को 15 जून 2024 के रूप में निर्धारित किया गया है |

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सरकार की तरफ से शुरू Free Loan Yojana 2024 के तहत सभी राज्य के किसानों को 1.5% की सामान्य ब्याज के दर पर अनुदान प्रदान किया जाएगा |

[{"selector":"#anim-18157f89-b4e8-4ee8-9143-27c57a92c65c","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0a59ac55-dbde-4b91-aad6-e8fcbd7af9f3","keyframes":{"transform":["translate3d(0px, -299.54517%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7a2a975f-fe15-4f44-8807-fd7373b18915","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":10}] [{"selector":"#anim-9cf83cba-8093-4257-9b6f-ac7a13f965fb [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(31.21249988599818%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] Arrow Image Credit : Unsplash

इसके साथ ही साथ खड़ी और रबी सीजन की निर्धारित ड्यू डेट को लोन को चुकाने वाले किसानों को 4% की अतिरिक्त ब्याज सब्सिडी का लाभ भी प्रदान किया जाएगा |

[{"selector":"#anim-71bda26e-0b46-4648-8046-52716cc5042d","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0d1ff3bb-3b97-4a24-9e54-a72230c19097","keyframes":{"transform":["translate3d(0px, -299.54517%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2af38754-f8b6-47c1-bf96-85f547be9cae","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":10}] [{"selector":"#anim-8ddbbd7e-b61e-43c5-9d8c-87a22382f3ab [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-31.233667133513382%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] Arrow Image Credit : Unsplash

इस Free Loan Yojana 2024 का लाभ किसानों को आर्थिक सहायता प्रदान करने के साथ-साथ उन्हें खेती में नई तकनीक का उपयोग करने के लिए भी प्रेरित करना है

[{"selector":"#anim-2b644931-9ab9-4d69-bbcd-4fe01d6966e3","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-77c9dbbf-0045-4fa0-9a65-70457d6c59a3","keyframes":{"transform":["translate3d(0px, -265.96207%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-eca714cc-3414-46b5-b250-52db9ce3ebb4","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":10}] [{"selector":"#anim-32c5813c-9306-46a6-a6d8-c26f863c971e [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(31.21462252752049%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] Arrow Image Credit : Unsplash

किसानों को केसीसी के माध्यम से ₹300000 तक का अल्फा अवधि फसल न प्रतिशत की बेंचमार्क दर पर प्रदान किया जाएगा |

[{"selector":"#anim-734e785b-3c2f-40cf-b2be-cef281136457","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-99342f5d-f884-4181-bcfe-b7e3cc40fc04","keyframes":{"transform":["translate3d(0px, -299.54517%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0c858a9e-8dae-4ff7-aea0-f3d07978732d","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":10}] [{"selector":"#anim-e2fa3f59-5d87-4e96-88c7-210c9d646d99 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-31.247109935530016%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] Arrow Image Credit : Unsplash

इसके साथ ही साथ केंद्र सरकार के तरफ से ऋण के ब्याज पर दो प्रतिशत का अनुदान भी दिया जाएगा |

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अगर आप समय पर अपने लोन को चुका देते हैं, तो उन्हें तीन प्रतिशत का अतिरिक्त अनुदान भी दिया जाएगा | इस प्रकार किसान को आखिरकार मात्र 4% की ब्याज दर पर लोन दिया जाएगा |

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उत्तर प्रदेश राज्य और मध्य प्रदेश सरकार की तरफ से राज्य के किसानों को केसीसी के माध्यम से सरकारी बैंक से लिए गए लोन पर अतिरिक्त सब्सिडी प्रदान करेगी|

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इसमें किसानों को लोन पर किसी ब्याज के बिना लाभ मिल रहा है परंतु इस लाभ का हक सिर्फ उनकी किसानों को दिया जाएगा जो निर्धारित समय पर अपने ऋण को जमा कर देंगे

[{"selector":"#anim-af2c7e46-e4b8-47f2-8100-74f379f326aa","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3e59b52c-580d-45dd-9629-101546eca466","keyframes":{"transform":["translate3d(0px, -266.44986%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-84db71ad-0e7f-4439-a87a-12f8dbc8a1e2","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":10}] [{"selector":"#anim-944aee78-dfaf-42ce-b364-f25acfd71ff8 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-31.249999886225726%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] Arrow Image Credit : Unsplash

मध्य प्रदेश सरकार की तरफ से 2024 तक बढ़ाई गई इस योजना के माध्यम से किसानों को सुविधा दी गई है | इसके लिए किसान के पास किसान क्रेडिट कार्ड का होना आवश्यक है |

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इसमें इच्छुक किसानों को निकटतम सहकारी बैंक में जाकर फसल लोन के लिए अपना आवेदन करना होगा | यहां से उन्हें इस लोन से संबंधित आवश्यक फॉर्म को भरना होगा |

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इसके पश्चात इस आवेदन फार्म के साथ मांगे गए सभी दस्तावेजों को संलग्न करके फिर से बैंक में जमा कर देना होगा |

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Free Loan Yojana 2024 के बारे में और ज्यादा जानने के लिए नीचे दिए हुए लिंक पर क्लिक करिए

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